The U.S. Department of Veterans Affairs (VA) helps service members, Veterans, and eligible surviving spouses become homeowners. As part of VA’s mission, it provides a home loan guaranty benefit and other housing-related programs to help buy, build, repair, retain, or adapt a home for personal occupancy.
VA Home Loans are provided by private lenders, such as banks and mortgage companies, and VA guarantees a portion of the loan, enabling the lender to provide more favorable terms.
Some specific programs offered include purchase loans, interest rate reduction refinance loan, Native American Direct Loan Program, and adapted housing grants.
Below are programs available for Veterans who are or may be currently experiencing homelessness.