New York State Division of Veterans' Affairs

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Student Loan Deferments

Military Service Deferment

Student loan borrowers who are called to active duty (or performing National Guard duty) during a war, military operation, or national emergency may be eligible to defer federal student loan payments from the time of mobilization for up to 180 days following qualifying service.

Contact your loan holder with questions about the deferment request or other repayment options. Borrowers will be required to complete a Military Deferment Application, available online at: http://www.hesc.ny.gov/content.nsf/SFC/Military_Service_Deferment

Post-Active Duty Service Deferment

Members of the National Guard or other reserve components of the Armed Forces (including retired members) called to active duty while enrolled at a post-secondary institution may defer federal student loan repayment.

After completing active duty service (which must include a period on or after October 1, 2007, and use of any applicable grace period, deferment may be granted for up to 13 months or until resuming enrollment on at least a half-time basis.

Contact your loan holder with questions about the deferment request or other repayment options. Borrowers will be required to complete a Military Deferment Application, available online at: www.hesc.ny.gov/pay-for-college/military-corner.html

Schedule an Appointment with a Veterans Benefits Advisor

1-888-VETS-NYS

(1-888-838-7697)

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